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It appears that you are now eligible for a significantly lower interest rate on your account.However, this offer is about to expire, so please press 1 now to be transferred to a live representative who can assist you in securing your lower interest rate.” Rachel and her cohorts — Anne, Tiffany, Michael, Heather and others — from “Card Services” have been annoying people for years with their illegal robocalls.I'm sick of robo calls from Rachel at Card Services at work. Maybe they can stop this while providing you with free health care.The banks have as much to do with Rachael as your car dealership does with carjackers.If you follow that advice, you’ll be in worse financial trouble than ever. I answer because I'm not sure if it's my husband calling from downstairs.If you need help settling credit card debt, check our article to learn about your options. And if you need additional help, consider contacting a legitimate credit counseling service. I have gotten many calls from people asking me to take them off our call list.US only cards make zero sense because even if you never buy something from out of the country that does not mean your information didn't leave the country. Nope because the data may travel outside the US and back before you finish your transaction.
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They might open a new card with a low introductory interest rate, or tell you to take advantage of your credit card company’s existing hardship programs.
And they often use shady tactics — like telling you to stop paying your bills, lying to your credit card company so that you qualify for a hardship program, and not telling you that you’ll have to pay additional fees to transfer a balance.
Someone called me last week and said that I had called him with a vacation scam. I wouldn't have even known, but a stranger left me a voicemail begging me to stop calling her. It's the banks' problem and the banks' complete fault. These calls are random calls made by computers, regardless if you have credit cards or not.
I didn't know what he was talking about but now I do! We should be suing the banks for allowing this to happen. If you have some idea as to how the banks could stop this, please let the Federal government know.